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SWP calculator
See how a systematic withdrawal plan (SWP) draws down a corpus. Enter the starting amount, the monthly withdrawal, an assumed return and the period.
Balance at the end
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- Total withdrawn
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- Returns earned
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- Starting corpus
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How it is calculated
Each month: balance = balance × (1 + i) − withdrawal
The balance earns the monthly return i and the withdrawal is then taken out at the end of the month. If the balance reaches zero before the period ends, the calculator tells you when.
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This calculator is an educational illustration only and is not financial advice. The return you enter is an assumption, not a forecast. Mutual fund investments are subject to market risks and actual returns will vary. Withdrawals may be taxable and can attract exit load.