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Retirement calculator
Estimate the corpus you would need on the day you retire, and the monthly SIP that could build it. Expenses are grown with inflation until retirement and through it.
- Monthly expenses at retirement
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- Monthly SIP needed
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- Years to retirement
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How it is calculated
Corpus = X × (1 − (1 + g)−N) ÷ g × (1 + g)
where X is your first year's expenses in retirement, N is the number of years in retirement and g is the return after retirement adjusted for inflation: (1 + return) ÷ (1 + inflation) − 1. The SIP is the monthly amount that grows to that corpus by your retirement age.
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This calculator is an educational illustration only and is not financial advice. The return you enter is an assumption, not a forecast. Mutual fund investments are subject to market risks and actual returns will vary. It ignores taxes, pensions, EPF, medical emergencies and any savings you already have.